Pet Insurance

Flexible insurance options for you and your loved ones
Choose from three types of cover
Vet fee cover limits up to €7,000
Unlimited access to Assist Your Paws careline

Why choose our Pet Insurance?

Pets are important members of the family. That is why Petinsurance.ie offers a wide range of cover types to protect your pet, to help cover the cost of treatment, should they be injured or suffer health issues.

Should your furry family member need dental treatment for a dental accident or illness, that is also included as standard (up to your chosen vet fee limit) across all Petinsurance.ie policies.

With a range of vet fee limits and optional extras to choose from, and vets paid directly by us, you can choose cover that works for you.

Our cover also includes 24/7 access to Assist Your Paws careline, should you need a listening ear or general pet care tips.

What does our Pet Insurance Cover?

Optional extras

Boost your cover with our optional Find my Pet, Saying Goodbye, and Away From Home cover

Third party liability

Our policies include up to €250,000 in cover should your dog cause injury to another person or their pet, or damage to their property

Dental cover

Petinsurance.ie policies include cover for dental accidents and illnesses as standard, up to your selected vet fee limit

Behavioural treatment

If a Vet recommends professional help with your pet's mental or emotional wellbeing, we'll cover this up to your chosen vet fee limit.

Complementary therapy

Access to a range of treatments and therapies to aid your pet's recovery. We'll cover up to your chosen vet fee limit when a vet recommends treatments such as hydrotherapy, acupuncture and more.

Emergency boarding

When an emergency arises, get up to €1,500 towards kennel, cattery or pet minding costs.

View more features & benefits

Frequently Asked Questions

Petinsurance.ie is a brand of Cover-More Blue Insurance Services Limited, offering Pet Insurance policies for cats and dogs in Ireland. These policies are underwritten by Burns & Wilcox Global Solutions Europe B.V. for and on behalf of the insurer, Zavarovalnica Sava d.d. ('Sava').

We offer three different types of Pet Insurance, allowing you to choose the cover that suits your needs and budget.

Time Limited

Time Limited Pet Insurance covers your pet for a specific illness or injury for a set period, usually up to 12 months from when the condition first starts. After this period, or once the financial limit is reached (whichever comes first), the condition will no longer be covered. At Petinsurance.ie you can choose three vet fee levels. Learn more about time limited insurance to find out more.

Maximum Benefit

Maximum Benefit policies provide a fixed amount of money for each illness or injury your pet might have. There is no time limit on how long you can claim for the condition, you can continue to claim until the maximum amount is reached. After the set limit is used up for that particular condition, it will no longer be covered. At Petinsurance.ie you can choose three vet fee levels. Learn more about maximum benefit insurance to find out more.

Lifetime

Lifetime Pet Insurance offers the most comprehensive cover. It will help you pay for your pet’s ongoing illnesses or injuries throughout their life, as long as you renew the policy each year. The vet fee limit resets annually, meaning you can claim for long-term or recurring conditions year after year, giving you and your pet long-term peace of mind. At Petinsurance.ie you can choose three vet fee levels. Learn more about lifetime cover to find out more.

An excess is the amount you’ve chosen to pay towards a claim. This applies per condition, per policy year. When you get a quote, you can choose an excess from €75 to €275.

The bill share (also known as co-payment) is a fixed percentage amount you will need to pay towards a claim. If your pet is 5 years or older, a 15% bill share applies to your policy. The bill share is calculated on the balance left after your chosen excess has been deducted.

Example of how this will work if you’ve chosen a €75 excess with the 15% bill share:

Amount Claimed €1,500
Less Fixed Charges -€75 €1,425
Less Percentage Excess 15% of €1,425 = -€213.75 €1,211.25
Total Paid to You €1,211.25
Total Paid by You €75 + €213.75 = €288.75
You can find the excess and bill share amount for your policy on your Policy Schedule.
Pet insurance

Pet insurance options

Dog Insurance

Our dog insurance keeps tails wagging, covering a wide range of health issues, injuries, and accidents involving third parties (dependent on cover level).

Cat Insurance

Cover your cat with our flexible cat insurance. Protect your furry friend in the event of unexpected illness or accidents. We can also pay vets directly.

Multi-pet Insurance

More than just one set of paws to insure? No problem. Add a new pet to your policy, any time, so that every furry family member is protected.

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