Lifetime Pet Insurance

Flexible cover for cats and dogs throughout their lifetime
Pay monthly at no extra cost
Vet fee cover limits up to €7,000
Unlimited access to Assist Your Paws careline

Why our Lifetime Pet insurance?

Lifetime Pet Insurance is the most comprehensive cover type. It covers accidents and injuries, as well as long-term illnesses or conditions developed whilst your pet's cover is live. Treatment and medication for these illnesses will be covered year after year, as long as you continue to renew your policy.

There is no limit on the number of different conditions that can be claimed for, as long as the condition is not pre-existing. Your cover limits refresh each year you renew.

All Petinsurance.ie customers get unlimited access to our Assist Your Paws careline, available any time, day or night, all year-round.

What does our Lifetime Pet Insurance cover?

Optional extras

Boost your cover with Find My Pet, Saying Goodbye and Away From Home cover.

Third party liability

Our policies include up to €250,000 in cover should your dog cause injury to another person or their pet, or damage to their property

Dental cover

Petinsurance.ie policies include cover for dental accidents and illnesses as standard, up to your selected vet fee limit

Behavioural treatment

If a Vet recommends professional help with your pet's mental or emotional wellbeing, we'll cover this up to your chosen vet fee limit.

Complementary therapy

Access to a range of treatments and therapies to aid your pet's recovery. We'll cover up to your chosen vet fee limit when a vet recommends treatments such as hydrotherapy, acupuncture and more.

Emergency boarding

When an emergency arises, you get up to €1,500 towards kennel, cattery or pet minding costs.

View more features & benefits

Frequently Asked Questions

We offer three different types of Pet Insurance, allowing you to choose the cover that suits your needs and budget.

Time Limited

Time Limited Pet Insurance covers your pet for a specific illness or injury for a set period, usually up to 12 months from when the condition first starts. After this period, or once the financial limit is reached (whichever comes first), the condition will no longer be covered. At Petinsurance.ie you can choose three vet fee levels. Learn more about time limited insurance to find out more.

Maximum Benefit

Maximum Benefit policies provide a fixed amount of money for each illness or injury your pet might have. There is no time limit on how long you can claim for the condition, you can continue to claim until the maximum amount is reached. After the set limit is used up for that particular condition, it will no longer be covered. At Petinsurance.ie you can choose three vet fee levels. Learn more about maximum benefit insurance to find out more.

Lifetime

Lifetime Pet Insurance offers the most comprehensive cover. It will help you pay for your pet’s ongoing illnesses or injuries throughout their life, as long as you renew the policy each year. The vet fee limit resets annually, meaning you can claim for long-term or recurring conditions year after year, giving you and your pet long-term peace of mind. At Petinsurance.ie you can choose three vet fee levels. Learn more about lifetime cover to find out more.
There is no upper age limit for insuring your pet with us. We can insure puppies and kittens from eight weeks of age.
We don’t provide cover for any pre-existing conditions. You’re unable to claim for any illnesses that first occurred or showed symptoms within the first 14 days, or any accidents or injuries which occurred within the first 2 days of the cover start date of your policy.
Pet insurance

Pet Insurance options

Dog Insurance

Our Dog Insurance keeps tails wagging, covering a wide range of health issues, injuries, and accidents involving third parties (dependent on cover level).

Cat Insurance

Cover your cat with our flexible Cat Insurance. Protect your furry friend in the event of unexpected illness or accidents. We can also pay vets directly.

Multi-pet Insurance

More than just one set of paws to insure? No problem. Add a new pet to your policy, any time, so that every furry family member is protected.

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